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IOB Generalist & Specialist Officer Recruitment 2026
Indian Overseas Bank (IOB), Central Office, Chennai — Advt. No.: HRDD/RECT/04/2026-27IOB Generalist & Specialist Officer Recruitment 2026: Check all important details including eligibility, age limit, total vacancies, salary, selection process, exam pattern, and apply online directly.
Indian Overseas Bank (IOB) Recruitment 2026: Apply Online for 291 Generalist & Specialist Officer Posts
Indian Overseas Bank (IOB), a premier Public Sector Bank headquartered in Chennai, has announced lateral direct recruitment for 291 Officer vacancies. Opportunities are open across Junior Management Grade Scale I (JMGS I), Middle Management Grade Scale II (MMGS II), and Middle Management Grade Scale III (MMGS III). The openings include 100 Generalist Branch Managers alongside Specialist cadres in Information Technology, Information Security, Cyber Security, Database Administration, Network Operations, Credit Management, Risk Assessment, and Security. Selection will be made through an Online Examination (80% weightage) followed by a Personal Interview (20% weightage).
Pay Scales, Perks, Probation & Service Indemnity Bond
JMGS I (Assistant Manager)
₹48,480 – ₹85,290/-
Probation: 2 Years for Security Officers. Service Bond: ₹2,00,000/- (3 years active service).
MMGS II (Manager)
₹64,820 – ₹93,960/-
Probation: 6 Months for Generalist; 1 Year for Specialist. Service Bond: ₹2,50,000/- (3 years).
MMGS III (Senior Manager)
₹85,920 – ₹1,05,280/-
Probation: 1 Year active service. Service Bond: ₹2,50,000/- (3 years active service).
In addition to basic pay, appointed officers will receive Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), and medical coverage. Lateral recruits in Scale II & III are entitled to conveyance expenses, newspaper reimbursement, telephone/mobile allowances, residential furniture allowances, and leased accommodation/bank quarters right from their probation period.
Important Dates & Application Schedule
| Recruitment Activity | Scheduled Dates |
|---|---|
| Opening Date of Online Registration & Fee Payment | 29 August 2026 |
| Closing Date of Online Registration & Fee Payment | 15 September 2026 |
| Crucial Cut-Off Date for Age, Qualification & Experience | 01 August 2026 |
| Online Examination Date & Call Letter Download | To be informed via registered Email |
Category-Wise & Post-Wise Vacancy Breakup
| Code | Post Name | Scale | Total | SC | ST | OBC | EWS | UR | PwBD* |
|---|---|---|---|---|---|---|---|---|---|
| 01 | Manager (Branch Management) | MMGS II | 100 | 15 | 7 | 27 | 10 | 41 | 4 |
| 02 | Manager (IT) | MMGS II | 65 | 10 | 5 | 18 | 7 | 25 | 3 |
| 03 | Manager (Information Security) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 | 1 |
| 04 | Manager (Information Security Audit) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 | 1 |
| 05 | Senior Manager (IT) | MMGS III | 10 | 2 | 1 | 3 | 1 | 3 | 0 |
| 06 | Senior Manager (Information Security) | MMGS III | 3 | 1 | 0 | 1 | 1 | 0 | 0 |
| 07 | Senior Manager (IS Audit) | MMGS III | 2 | 1 | 1 | 0 | 0 | 0 | 0 |
| 08 | Senior Manager (Database Administrator) | MMGS III | 10 | 1 | 0 | 2 | 1 | 6 | 0 |
| 09 | Senior Manager (Network Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 | 0 |
| 10 | Senior Manager (Cyber Security Admin) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 | 0 |
| 11 | Manager (Credit) | MMGS II | 35 | 8 | 3 | 11 | 2 | 11 | 1 |
| 12 | Senior Manager (Credit) | MMGS III | 15 | 2 | 1 | 4 | 1 | 7 | 1 |
| 13 | Senior Manager (Risk) | MMGS III | 6 | 1 | 0 | 1 | 1 | 3 | 0 |
| 14 | Assistant Manager (Security) | JMGS I | 25 | 3 | 1 | 6 | 2 | 13 | 1 |
| Total Vacancies | 291 | 46 | 21 | 79 | 28 | 117 | 12 | ||
*Note: PwBD vacancies are horizontal reservations (4 HI, 5 OC, 2 VI, 1 ID).
Post-Wise Age Bounds & Category Relaxations
| Post / Grade | Minimum Age | Maximum Age (UR/EWS) |
|---|---|---|
| Manager (Branch Management) — Scale II | 23 Years | 33 Years |
| Manager (IT) — Scale II | 25 Years | 35 Years |
| Manager (Information Security / IS Audit) — Scale II | 22 Years | 32 Years |
| Manager (Credit) — Scale II | 23 Years | 33 Years |
| Senior Manager (IT / DBA) — Scale III | 28 Years | 38 Years |
| Senior Manager (IS / IS Audit / Network / Cyber / Credit / Risk) — Scale III | 25 Years | 35 Years |
| Assistant Manager (Security) — Scale I | 30 Years | 45 Years |
Permissible Age Relaxations:
- SC / ST Candidates: 5 Years
- OBC (Non-Creamy Layer): 3 Years
- Persons with Benchmark Disabilities (PwBD): 10 Years
- Persons Affected by 1984 Riots: 5 Years
- Ex-Servicemen / ECOs / SSCOs (min 5 years military service): 5 Years
- Cumulative Age Relaxation: Available on a cumulative basis up to an absolute maximum ceiling of 50 Years.
Online Examination Scheme & Section-Wise Syllabus
1. Generalist Officer (Branch Management) in Scale II
| Test Section | Questions | Max Marks | Medium | Duration |
|---|---|---|---|---|
| English Language | 25 | 25 | English | 30 Mins |
| Professional Knowledge (Banking Law & Practice, Indian Economy & Financial System, Principles & Practices of Banking, Accounting & Financial Management) | 75 | 75 | English & Hindi | 90 Mins |
| Total | 100 | 100 | — | 2 Hours (120 Mins) |
2. All Specialist Officer Posts (Scale I, II & III)
| Test Section | Questions | Max Marks | Medium | Duration |
|---|---|---|---|---|
| English Language | 25 | 25 | English | 30 Mins |
| General Awareness (with Special reference to Banking Industry) | 25 | 25 | English | 30 Mins |
| Professional Knowledge (Post-specific Stream) | 50 | 50 | English | 60 Mins |
| Total | 100 | 100 | — | 2 Hours (120 Mins) |
Marking & Cut-off Standards: 1/4th (0.25) mark is deducted for every incorrect response. Minimum qualifying marks in the Online Examination are 35% for Unreserved and 30% for Reserved categories. While there are no minimum sectional marks for English/GA, candidates must qualify in the Professional Knowledge section.
Document Upload Dimensions & Specifications
| Document Item | Format | File Size | Mandatory Specifications |
|---|---|---|---|
| Passport Photograph | JPG / JPEG | 20 KB – 50 KB | Recent colour photo on light/white background (200x230 px). Live webcam/QR photo capture is also mandatory. |
| Signature | JPG / JPEG | 10 KB – 20 KB | Signed with Black Ink Pen on white paper (140x60 px). CAPITAL LETTERS STRICTLY DISQUALIFIED. |
| Left Thumb Impression | JPG / JPEG | 20 KB – 50 KB | Black or blue ink on white paper (240x240 px, 200 DPI). Right thumb/finger permitted if left thumb is missing. |
| Handwritten Declaration | JPG / JPEG | 50 KB – 100 KB | In candidate's own handwriting in English using black ink (800x400 px, 200 DPI). NOT in capital letters. |
Mandatory Handwritten Declaration Text:
"I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required."
Identified Examination Centres (6 Metros)
Complete Document Verification Checklist (For Interview)
- Interview Call Letter & Application Form: Valid printout of Interview Call Letter along with system-generated online application form.
- Proof of Date of Birth: Birth Certificate or SSLC / 10th Standard Certificate showing Date of Birth.
- Photo Identity Proof: Passport, Government Photo ID, Driving Licence, Voter's Card, PAN Card, or Bank Passbook with attested photo (Ration Card not accepted).
- Academic Certificates: Marksheets and Degree pass certificates from recognized universities for all qualifying examinations.
- Experience Proofs: Work Experience certificates from past and present employers, Appointment letters, Relieving Letters, and Salary Slips explicitly establishing the required post-qualification duration.
- Professional Certifications: Valid certificates as of 01.08.2026 (e.g., OCA/OCP, CCNA, CISA, CISSP, CEH, JAIIB/CAIIB, GARP/PRMIA).
- Caste / Category Proof: SC/ST certificate or OBC-NCL certificate in Central Government format (issued within 1 year prior to the interview date).
- EWS Income & Asset Certificate: Issued by competent authority in prescribed GoI format for the relevant financial year.
- Disability Certificate: Digital UDID Card / Medical Board certificate with minimum 40% benchmark disability.
- No Objection Certificate (NOC): Mandatory original NOC from current employer for candidates serving in Government, PSUs, or Nationalized Banks.
- 1984 Riot Relief Certificate: District Magistrate certificate for candidates claiming age relaxation under the 1984 riot package.
Final Application Instructions
Applicants must ensure all experience criteria are strictly post-qualification and achieved on or before 01.08.2026. Submit your application online before 15 September 2026 at www.iob.bank.in. For any queries, candidates may write directly to hrdd@iob.bank.in.
Disclaimer: Information based on Indian Overseas Bank Advertisement No. HRDD/RECT/04/2026-27. Candidates are advised to monitor www.iob.bank.in regularly for interview schedules, exam updates, and administrative announcements.
| Important Dates | |
|---|---|
| Online Registration Start Date | 29 August 2026 |
| Online Application & Fee Payment Last Date | 15 September 2026 |
| Crucial Cut-off Date for Age, Qualification & Experience | 01 August 2026 |
| Application Fee | |
|---|---|
| General / OBC | ₹₹1,000/- |
| SC / ST | ₹₹175/- (Intimation charges only, inclusive of GST) |
| Age Limit | |
|---|---|
| Minimum Age | 22 Years |
| Maximum Age | 30 Year Years |
| Post Name | No. of Vacancies | Eligibility Criteria |
|---|---|---|
| Manager (Branch Management) | 100 | Graduate in any discipline + 3 Years as an Officer in Scheduled Commercial Bank (min 2 yrs in Branch Banking). |
| Manager (IT) | 65 | B.E./B.Tech (CS/IT/ECE/E&I) / MCA / M.Sc (CS/IT) + 5 Years IT Exp. (min 3 yrs in Banking/BFSI) in specialized domains. |
| Manager (Information Security) | 5 | B.E./B.Tech or M.E./M.Tech (CS/IT/ECE/Cyber/Info Security) + 2 Years Exp. in App/API/Network Security testing. |
| Manager (Information Security Audit) | 5 | B.E./B.Tech or M.E./M.Tech/MCA + 2 Years Exp. (min 1 yr in IS/Cyber Audit in BFSI OR Secure Software Design). |
| Senior Manager (IT) | 10 | B.E./B.Tech (CS/IT/ECE/E&I) / MCA / M.Sc (CS/IT) + 8 Years IT Exp. (min 5 yrs in Banking/BFSI) in specialized domains. |
| Senior Manager (Information Security) | 3 | B.E./B.Tech or M.E./M.Tech (CS/IT/ECE/Cyber/Info Security) + 5 Years Exp. in security testing/red teaming. |
| Senior Manager (IS Audit) | 2 | B.E./B.Tech or M.E./M.Tech/MCA + 5 Years Exp. (min 3 yrs in IS/Cyber Audit in BFSI OR Secure Software Design). |
| Senior Manager (Database Administrator) | 10 | B.E./B.Tech/MCA/M.Sc + 8 Years Exp. (min 5 yrs in Production DBA & 3 yrs in BFSI 24x7 environment) + OCA/OCP. |
| Senior Manager (Network Administrator) | 5 | B.E./B.Tech/M.Tech/MCA + 5 Years Exp. in Network Ops/Firewalls (Cisco FTD, Checkpoint) + CCNA/CCSE. |
| Senior Manager (Cyber Security Administrator) | 5 | B.E./B.Tech or M.E./M.Tech + 5 Years Exp. in SIEM/XDR, Incident Response, IAM, or Network Security. |
| Manager (Credit) | 15 | Graduation with MBA (Finance)/PGDBA/PGDBM/MMS (Finance) OR CA OR CMA + 6 Years Exp. (min 4 yrs in Credit). |
| Senior Manager (Risk) | 6 | Graduation + MBA (Finance)/PGDM/MFC/Masters (Maths/Stats/Econ) OR GARP/PRMIA + 5 Years Exp. in Risk/Credit/Forex. |
| Assistant Manager (Security) | 25 | Graduate + Computer Certification + Retired JCO (min 5 yrs) in Defence OR Inspector/SI (min 5 yrs) in Police/Paramilitary. |
| Total | 256 | — |
| Salary / Pay Scale |
|---|
|
| Important Links | |
|---|---|
| Apply Online | Click Here ↗ |
| Official Website | Click Here ↗ |
| Official Notification PDF | Click Here ↗ |
❓ Frequently Asked Questions – IOB Generalist & Specialist Officer Recruitment 2026
Q1. What is the last date to apply for IOB Generalist & Specialist Officer Recruitment 2026?
Please check the official notification for the last date. Visit Bharat Job Find daily for updates.
Q2. What is the total vacancy in IOB Generalist & Specialist Officer Recruitment 2026 2026?
Total 256 vacancies have been announced for IOB Generalist & Specialist Officer Recruitment 2026 2026. Check the vacancy details table above for post-wise breakdown.
Q3. What is the age limit for IOB Generalist & Specialist Officer Recruitment 2026?
The age limit for IOB Generalist & Specialist Officer Recruitment 2026 is minimum 22 years and maximum 30 Year years. Age relaxation is applicable for SC/ST/OBC/PwD candidates as per government rules.
Q4. What is the application fee for IOB Generalist & Specialist Officer Recruitment 2026?
The application fee for IOB Generalist & Specialist Officer Recruitment 2026 is ₹₹1,000/- for General/OBC candidates and ₹₹175/- (Intimation charges only, inclusive of GST) for SC/ST candidates. Payment can be made online via debit card, credit card, net banking or UPI.
Q5. How to apply online for IOB Generalist & Specialist Officer Recruitment 2026 2026?
To apply for IOB Generalist & Specialist Officer Recruitment 2026: 1) Visit the official website using the Apply Online link above. 2) Register with your email and mobile number. 3) Fill the application form with correct details. 4) Upload your photo and signature. 5) Pay the application fee. 6) Submit and take a printout for reference.
Q6. What is the salary for IOB Generalist & Specialist Officer Recruitment 2026?
The salary for IOB Generalist & Specialist Officer Recruitment 2026 is JMGS I (Assistant Manager): Pay Scale ₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – ₹85,290/-.. MMGS II (Manager): Pay Scale ₹64,820 – 2340/1 – 67,160 – 2680/10 – ₹93,960/-.. MMGS III (Senior Manager): Pay Scale ₹85,920 – 2680/5 – 99,320 – 2980/2 – ₹1,05,280/-.. DA, HRA, City Compensatory Allowance (CCA), and perquisites are admissible as per Bank Service Rules.. Specialist Officers in Scale II & III are eligible for conveyance, mobile expenses, residential quarters/leased accommodation, and furniture allowances during probation.. This is as per the 7th Pay Commission norms along with DA, HRA and other allowances.